Homam Maalouf
Co‑founder & Chief Product & Data Science Officer, Lead Bank
About
Homam Maalouf is co‑founder and Chief Product & Data Science Officer at Lead Bank, where he leads product strategy, data science, and credit strategy for the de novo bank. He spent over six years at Block, Inc. (formerly Square), including leadership on the launch of Square's bank arm and credit capabilities. Maalouf is regularly cited in fintech coverage (TechCrunch, BankingDive) and featured in industry materials (FT Partners). Based in Danville, CA, he focuses on fintech product, credit risk, ML-driven analytics, and building cross‑functional teams to scale banking products.
Homam Maalouf is co‑founder and Chief Product & Data Science Officer at Lead Bank and a former Block (Square) leader with 6+ years at the company.
Homam Maalouf is Co‑founder & Chief Product & Data Science Officer, Lead Bank at Lead Bank.
At a Glance
AI-Estimated- Years at Block (formerly Square)
- 6+ years
- Companies Founded
- 1 (Lead Bank, co‑founder)
- LinkedIn Followers
- 2K followers (LinkedIn profile)
- LinkedIn Connections
- 500+ connections (LinkedIn profile)
Professional Experience
Co‑founder; Chief Product & Data Science Officer
Lead Bank
N/A - Present
Co‑founder and senior product and data science executive at Lead Bank, responsible for product strategy, data science, credit strategy, and building the bank's product and analytics capabilities. Listed on the Lead Bank team page as Co‑Founder and Chief Product & Data Science Officer.
Chief Credit Officer / Senior Product & Credit Leader
Block, Inc. / Square (bank arm)
N/A - Present
Held senior roles at Block, Inc. (formerly Square) for over six years; credited in reporting on the launch and operations of Square's bank arm and credit programs (TechCrunch, BankingDive).
Education
Degree not specified
Harvard Business School
Publications & Media
Banking Dive
FT Partners (PDF)
Medium (B2B Buzz)
Knowledge Base
Achievements & Awards
Co‑founded Lead Bank
Co‑founder of Lead Bank, a de novo bank focused on modern fintech banking products and embedded finance.
Contributed to launch of Square's industrial bank arm
2021-03-01
Named in reporting about the launch of Square's bank arm and credited with senior operational/credit responsibilities at Block/Square (TechCrunch, BankingDive).
Featured in FT Partners industry materials
Included in FT Partners fintech industry interview/document where company leadership and technical roles at Lead Bank are profiled.
Featured in BizJournals coverage
2025-05-30
Mentioned as a co‑founder of Lead Bank in a Kansas City Business Journal article about Lead Bank's Champions of Business coverage.